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A Cautionary Tale: The Legacy of a Family Torn Apart by the Lack of Estate Planning

Lack of Estate Planning

Estate planning is often a topic shrouded in procrastination and avoidance. However, its importance cannot be overstated, as the absence of a clear plan can lead to devastating consequences for surviving family members, especially children. This case study examines the harrowing journey of the Richardson family, whose lack of estate planning led to a prolonged and heart-wrenching court battle for the custody of their children.

The Richardson’s Story*

Tom and Ellie Richardson were a couple in their mid-40s, living a life filled with busy schedules and raising their three children: Lily, age 9; Michael, age 7; and little Anna, just 4 years old. Like many parents, they believed they had plenty of time to think about estate planning. Tragically, a car accident during a weekend getaway claimed their lives, leaving behind their young children and a whirlwind of legal turmoil.

Immediate Aftermath

In the absence of a will or any legal directive from the parents, the state was left to determine the children’s fate. The Richardsons had informally mentioned to friends that Ellie’s sister, June, would be the best guardian for their children if anything were to happen to them. However, with nothing in writing, this sentiment bore no weight in court.

The Battle Begins

Tom’s brother, George, who had a stable financial background and two children of his own, stepped forward to claim guardianship, feeling it was his responsibility to keep the children within their paternal family line. Meanwhile, Ellie’s sister, June, also petitioned for custody, arguing that she had a closer emotional bond with the children.

As the case progressed, what became apparent was the toll it was taking on the children. Lily, Michael, and Anna were placed in temporary foster care while the proceedings continued, shuffling from one temporary home to another, exacerbating their trauma from losing their parents.

Legal Complexities

The legal battle centered around the “best interest of the child” standard, a guiding principle in custody cases. This involves considering numerous factors, including the children’s age, health, emotional ties with potential guardians, adjustment to the community, and the capacity of the guardians to provide for the children.

Both June and George presented compelling cases. June argued for emotional continuity, as the children had spent countless weekends with her, forming a deep-seated bond. George highlighted his financial stability and the presence of cousins who would offer a semblance of familial normalcy.

The Decision

After months of deliberation, the court granted custody to George. Despite June’s emotional ties, the court was swayed by the tangible stability that George could offer. June was granted visitation rights, but the children were uprooted from their maternal family’s lives.

The Impact

The repercussions of the court’s decision were significant. The children faced the challenge of integrating into a new family dynamic and community. Lily, the eldest, struggled academically, while Michael became withdrawn. Anna, too young to understand, exhibited signs of anxiety and attachment issues.


The Richardson case is a poignant example of how quickly unforeseen circumstances can upend the lives of children. An estate plan, including a will and clear guardianship directives, could have avoided this turmoil. With no documented plan, Tom and Ellie’s wishes were left to interpretation, and their children paid the price.

Lessons Learned

  1. Early Planning is Crucial: The Richardsons’ story underscores the need for early estate planning, particularly for those with dependents.
  2. Document Guardianship Wishes: Verbally expressing guardianship wishes is not enough; legal documentation is necessary.
  3. Consider All Factors: Financial stability is critical, but emotional bonds and continuity of upbringing are equally important in guardianship considerations.
  4. Regularly Update Your Estate Plan: Life changes such as births, deaths, and marriages should prompt a review and update of estate plans.
  5. Consult with Professionals: Estate planning is complex; seeking professional advice ensures that all aspects are covered.


The Richardson children were thrust into a legal battle that could have been prevented. With the lack of estate planning in this case, it serves as a sobering reminder of the chaos that can ensue without a proper plan. By taking control of estate matters, parents can provide clear guidance for the guardianship of their children, securing their well-being and honoring their legacy as they would have wished. Don’t wait until it’s too late; the right time to plan for your family’s future is now. Contact Jacobson Family Law to schedule your consultation with one of our Maryland estate planning attorneys today at 443-741-1147 or at by scheduling a consultation online.